Hey buddy can you spare $747 dollars? Well, don't choke on that amount because that's how much the average person spends on holiday expenses according to Money magazine.
People dig themselves into a financial trench at the holidays that they don't get out of until the following MAY! That's 5 months of financial stress! And guys are the biggest culprits. Judy Lawrence is a financial counselor and she says men "shop dumb". And here are 3 reasons why:
Number one: Guilt. Men buy gifts out of guilt to make up for their bad behavior the rest of the year. They pile on the lavish gifts and think it'll smooth over all the other problems and wash the slate clean. Hey guys: It doesn't.
Number two: Men turn gift giving into a competition. Will your little brother out-spend you on a gift for mom? Did your buddy buy his wife something from Tiffany? Men feel compelled to stay on top, even in gift giving. And the third reason guys "shop dumb": They don't have a budget or a plan. They wait until the last minute and then buy whatever they feel like with no regard for what they can actually afford. Okay, so now you know what you do wrong.
Here's how to get it right: Give the gift of time!! This is a biggie! Does your Dad really want an Armani necktie? Or would he like to spend an afternoon on the links with you? Does your Mom really want a necklace or would she rather have you come over and clean her gutters and stay for dinner?
And what about a gift for your wife? This is your highest gift hurdle. But hasn't she been telling you all year what she wants? More intimate talks, more physical closeness. Or how about the garage she's been nagging you to clean up all year. Make a nice card and give her exactly what she's been asking for. Bottom line: People prefer gifts from the heart not the credit card.
We're going to be talking about a sensitive subject right now...Female infidelity Rodale Publishing recently published a profile of an unfaithful wife based on research conducted ove… Weight Loss Surgery For Kids? Today, an estimated 13 million kids are considered “obese” in North America and a growing number of … The Video of The Young Girls Dancing to Beyonce’s Hit, "Single Ladies" Is Causing A Lot of Controversy Have you seen the video of the young girls dancing to Beyonce’s hit, Single Ladies? It blew up… Think of the happiest couple you know. Would you be surprised to find out that they break some of the most cherished rules of marriage? Wel… Boost Your Child's Brainpower It’s time to unplug your kids! You may be tempted to buy videos, computer games, and hi-tech t… Are you on the lookout for the best of the best? Well, Reader's Digest did all your work for you. They've rated everything from Bar-B-Q sauces to the… Run Your Family Like a Business Would you like your family life to run as smoothly as a Fortune 500 company? Then treat it like a bu… Shop Carefully for a Video Game System You can tell a lot about a family by the type of video game system they own! That’s the gist o… Divorced Parents are Doing a Good Job According to Live Science and MSNBC, divorced parents are doing just as well as married couples at r… Does money seem to just fly out of your wallet for no apparent reason? One day you're fine, and the next day you can barely afford the vending machine.If this sounds famil… Are You A Good Dad? Are you a good dad? If you're not sure, I have a checklist. These are the things that make a father … Older Women and Having a Baby Back in the '70s, the average age of a first-time mom was 21 years old. Since then, new moms have be… Would you like to be a people magnet--The kind of person everyone wants to meet? Well, here's how. These tips come from a variety of experts interviewed by Family Circle magazine: Right up front - kn… Have you noticed the latest expression - "I feel you." Means "I understand you. I empathize with you." And a few years ago, one of Clinton's most famous qu… Want Your Teen to Drive Safer and Smarter? Then teach them to drive like a professional racecar driver! That doesn’t mean they should spe…
Reasons We Are Tired If you're exhausted, you've got to go see a doctor and here's why … Do You Have A Pushy Boss? Does Gaming Cause Health Problems? There are more adult gamers today than teens and … 2 SIMPLE Germ Remedies Two quick and easy remedies to keep you safe from germs that cause colds and bring on other types … Improve Math Scores w/ OATMEAL Health Questions Answered by Dr. Oz Beware of the 7 Year Itch The 7 year itch is a sign of future dissatisfaction. Couples with high levels of boredom were more d… Effective Ways To Live Longer Did you know that only about 5% of aging has to do with genetics?… Is Your Kid's Bully, a Teacher? The Dangers of Creatine Volunteering Boosts Your Health Did you know that volunteering helps to lower your chance of developing heart disease? Well here's h… Are Women Better Than Men? Science has shown us that Women handle bad relationships better than men, are more careful than ma… Two 60-Second Self-Health Checks Gingivitis can release harmful chemicals in to your blood stream and… Don't Get Ripped Off at the Supermarket You might be getting ripped off at the supermarket, because some things aren't as healthy as they s… Get Out of Debt - Go On A Debt Diet