But the good news is, those disagreements don't have to turn into marital battles. Here are 4 principles to "Money-proof" your marriage, from Dr. Jonathon Rich and Self-help magazine .com.
Principle #1: Do your part to solve the problem. The tighter the money is, the more couples fight about it. So look at what you can do to help stay in the black. Being creative is great, but being willing to listen to your honey's ideas about saving money is even better.
Principle #2: No one is sending any secret messages. Sometimes we assume that our sweetie's spending habits just aren't habits, but some sly way to voice disapproval about our own spending. For example, if you like lapping up the finer things in life, you might see your beloved's coupon clipping as an attack. The truth is, your spouse's financial style developed long before you two met. If you take offense at "hidden messages" that aren't really there, you'll just get in the way of working out your differences.
Principle #3: Plan your financial future together. Talk about what you want to accomplish and how you're going to accomplish it. Some people want to live on a shoestring budget so they can sock away a bundle to retire early. Others want to enjoy their earnings as they go. Share your ideas about the future and make a plan that works for both of you.
And finally, when it comes to maintaining a financially secure marriage: Principle #4: Remember you're a TEAM. Even if you win an argument about money, you've lost. Why? Because you chipped away at your relationship. Dr. Rich says that money fights bring up other issues like trust, security and risk taking. So make sure you talk about what money means to each of you. Maybe having a lot in savings makes your wife feel secure. Maybe when you spend without telling your husband he feels you've broken his trust. Or maybe one of you is a risk taker and they other isn't. You have to be open and honest about these issues up front. Once you're on the same page, you'll never fight about money again.
Here are the Best Times to Buy Big Items Do you like to have the latest gadgets immediately, and the bragging rights that go along with it? O… It Turns Out That Happiness Comes Pretty Cheap. Money Magazine, of all places, had a great article on how to buy happiness. And guess what. Happines… Avoid Buying an Infomercial Product You Don't Really Want When it comes to infomercials – buyer beware! You’ve seen TV pitchmen who make every pro… Do pretty people earn more? A lot more, it turns out. The ugly truth, according to economics professors Daniel Hamermish and Jef… Don't you just wish you could add more hours to your day? Well, your wish has been granted! Get ready for more Daylight Savings Time! According to ABC News, D… Replace Your Bad Money Habits with Good Ones Money’s tight. You might think that rising costs - along with the fact that you haven’t … Answers to Important Credit Card Questions The average household racks up nearly $1,600 in credit card debt over the holidays. No doubt youR… Graduate With No Debt If college is in your future, know this: there’s more student loan debt now than credit card d… Money-Saving Ideas These days, it’s very trendy to save money. So let’s review what’s “in”… Save Money With These Tips When was the last time you read the instructions on your laundry soap, or spent an evening thumbing … Trash Picking Has Become a New Form of Shopping Are you in the market for some new furniture, clothes or home accessories? If so, look no further th… What's the Cost of all the Gifts in the Song "12 Days of Christmas?" The 12 days of Christmas are more expensive this year in large part, thanks to the rising price of g… You know better than to go grocery shopping when you're hungry. But according to a recent study at Carnegie-Mellon University, you should avoid shopping for anythin… You Don't Always Have to Pay Full Price In fact, in a lot of places around the world, you don’t buy anything until you haggle over the… People Are Cutting Back on Spending Even If They Don't Need To The economy’s been hurting for over a year now, and as a result, many North Americans have sca…
Tricks to Booking Low Cost Holiday Travel One trick is to be flexible and don't fly on peak travel days.… Save Money on Valentine's Day Flower Job Interview Questions To Ask Potential Employers What questions do you have that show hiring managers that you have prepared for the interview? Here … Thinking Yourself To Death Avoid Tattoos & Body Piercings Good Signs at an Interview How To Ace A Job Interview Here's how to ace a Group, Skype and Phone interview… DEBT FREE College Graduation Is Your Man Having Bromance? Unclaimed Property & Money Website Scams Don't be scammed by online thieves… Protect Yourself From Bad Tax Preparers What Are You Scared Of? Safety Devices That Are A Must Have In For the safety conscious, side and head curtain airbags in newer cars have been shown to reduce fata… Savings Traps to Avoid Student GPS System