f you're drowning in junk mail, spam email and telemarketers, zap them from your life! Here are some creative tips for getting rid of these daily annoyances, courtesy of CNN Money:

  • Telemarketers. Thanks to the federal Do Not Call list, sales calls have lessened considerably. Only non-profits, polling groups, and charities and political organizations you've already given money to are allowed to contact you by phone. So if you haven't already done it, register your phone number on the Do Not Call list.
  • An e-mail box filled with spam. The best way to limit spam is to never give away your email address to chat rooms, Web sites, or newsgroup postings. Get a second address and use that. Also, a complex email address makes it harder for the spammers to find you. But you have only yourself to blame if you've actually clicked on a link in a spam email. You're not alone, though. Fully one-third of us have done it, and 1 in 10 has actually purchased something! That's why they keep sending them. And don't fall for the "unsubscribe" gimmick - it's just a way for them to verify your email account.
  • That blaring TV! Here's a cool trick: If you're out in public and one of those restaurant TVs is too loud, use the TV-B-Gone remote control to turn it off! It's small enough to fit on your key chain. It has a range of 20 feet, and it won't give you away because there's no indicator light. The peace and quiet are worth the $20 dollar cost. Just go to TV-B-Gone.com.