But what do you do when your child comes up to you, her heart set on an $80 dollar toy that doesn't fit into your budget?
Here's the answer from the book "Raising Children With Character" by child psychiatrist Elizabeth Berger--She says, it's fine to say no to your kids, as long as you make them feel that you're being as generous as you can be. Say something like, "I would if I could; I'd give you anything. But right now, it's just not realistic."
Of course, if your kid sees you treating yourself to expensive things while they don't get what they want, they'll feel that they aren't worth as much as you are. So have the same rules for yourself as you have for your kids. Don't use the excuse, "Well, I earn the money so I can have whatever I want." Here's another way to tackle a "gimme" kid when you're on a budget. Tell them how much you have to spend, then let them pick out anything they want up to that amount. And don't feel guilty! Dr. Berger says this is a good way to show kids that there are limits in life. The name of the book again, "Raising Children With Character."
Five Items You Should Buy at the Dollar Store Are you hooked on the Dollar Store? If so, you’ve got a lot of company! Dollar stores sell eve… Instead of Shopping Try Swapping Remember when you were younger and you used to trade clothes with your friends? Or CDs? Or books? We… Get A Grip On Your Finances! If getting a handle on your finances is your New Year's resolution, here's some more advice that'll … Thinking About Money Makes Most People More Selfish It would be nice if the more money a person made, the more they helped others. Bill Gates is a shini… A Guide to your finances If you don't want to be broke by January, follow these tips from financial expert and author Ellie K… Get the Most Out of Your Credit Card Let’s talk about credit cards, because there are a lot of companies out there angling for your… How "Smart Shopping" Hurts Our Pocketbooks Think you shop like a pro? Well, that’s exactly what retailers want you to think! Joseph Ganem… Here's How to Score the Best Buys So money’s a little tight right now. That doesn’t mean you have to stop shopping entirel… Who Should Pay the Bill in These Tricky Situations? Picture this. You’re having dinner at your favorite Italian restaurant. You’re just abou… Dos and Don'ts for Shopping at Thrift Stores Each year, North Americans spend tens of millions of dollars at thrift stores like Goodwill and the … Don’t Fall for The Latest Debt-Collection Threats Complaints against debt collectors are up 50% this year, and experts say it’s because many are… Car Wrapping Turn your car into a rolling billboard (for money!):www.freecarmedia.com www.autowraps.com…… So, you want a new car. But the question is, should you buy or lease? Well, according to the researchers at "Real Simple magazine", you’re better off if you BUY. He… You Can Repair These Common Financial Errors All it takes is one money mistake to lower your credit score and ruin your reputation. What’s … How to save $5,000 a year --Advice from Money magazine:Use only your own bank's ATMs. Save the service charge. Don't go to Sta…
Don't Get Ripped Off at the Supermarket You might be getting ripped off at the supermarket, because some things aren't as healthy as they s… Save Money on Valentine's Day Flower Email Rage Can Get You Fired Call in SICK on These Days Best Times to Take Over The Counter Safety Devices That Are A Must Have In For the safety conscious, side and head curtain airbags in newer cars have been shown to reduce fata… Are Your Online Accounts Safe? Using common passwords makes it easier for hackers to break into your computer. Since most people … Venting About Your Job on Facebook is a Do You Have A Pushy Boss? What Landlords Can & Can Not Do Avoid Tattoos & Body Piercings Is Your Man Having Bromance? Tricks to Booking Low Cost Holiday Travel One trick is to be flexible and don't fly on peak travel days.… Tips To Reach Your Financial Goals This Savings Traps to Avoid